Credit Repair Organizations Act Disclosure

Federal law gives consumers rights when working with credit repair organizations. You have the right to dispute inaccurate information in your credit report by contacting credit bureaus directly. Accurate negative information may remain on your credit report for the time permitted by law.

No credit repair organization can legally guarantee the removal of accurate information or promise a specific credit score increase. You should receive required disclosures and a written agreement before paid credit repair services begin.

You may cancel certain credit repair contracts within the period required by law. This page is a general disclosure and does not replace the full disclosures and agreements required for services.